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The Road to Better Outcomes: Understanding Behavior & Thinking

Under-saving for retirement is a global problem. The impact of the COVID-19 pandemic — relaxed rules governing loans or withdrawals and cuts to retirement contributions — has exacerbated the problem. Given the complexities and differences across the globe, a one-size-fits all solution is not realistic. Addressing this challenge will take the combined ingenuity of governments, plan sponsors, advice givers and asset managers. MFS has gathered insights from participants and members around the world and shared our perspectives to help our clients make informed decisions and provide solutions that lead to better outcomes. We surveyed participants and members in the United States, Canada, the United Kingdom and Australia, focusing on four key areas